Consumer Lending
Home Equity Line of Credit
Put the equity in your home to use for you as a powerful financing option for home improvements, major purchases, weddings, etc. Just like a business does, you are given a line of credit with checks that you write when you need them. You may open a Home Equity Line of Credit and not use it until you need it. When you do need it, you are ready; no applications to complete, no waiting for your money. Consider these options:
- Attractive financing rates below standard consumer loans
- Easy payment plans
- No minimum balance requirement
- No annual fee, no points, no application fee
- Minimal closing costs
- Tax deductions may apply (consult your tax advisor)
Home Equity Loan
Put the equity in your home to use for you as a powerful financing option for home improvements, major purchases, weddings, etc.:
- Attractive financing rates below standard consumer loans
- Fixed rate product with set term
- Automatic payment available
- No annual fee, no points
- $50 processing fee
- Minimal closing costs
- Tax deductions may apply (consult your tax advisor)
Energy-Efficient Home Loan
Conservation begins at home and we would like to help. Our fixed rate Energy-Efficient Home Loan offers a special rate for qualifying energy-efficient improvements made to your primary home. Whether you need to replace old windows, upgrade your furnace, air conditioner, or appliances, this loan provides a lower-cost option for making your home more energy-efficient, reducing your overall cost of ownership.
- Attractive financing rates below standard consumer loans
- Fixed rate product with set term
- Automatic payment available
- $200 processing fee
- Tax deductions may apply (consult your tax advisor)
Overdraft Loan
Protect your checking account from overdraft fees with our Overdraft Loan.
- No collateral required – unsecured based on your credit history
- Choose your amount from $500 to $5000
- Automatic payment available
- Minimal application costs
Deposit Secured Loan
Use your Lake Sunapee Bank deposits as collateral to get a personal loan.
- Use your savings account or CD as collateral
- Borrow up to 90% of your pledged accounts for collateral
- May avoid a need for a co-signer
- Small Business Funding Available
- No waiting for an approval
- $25 processing fee
- Automatic payment available
New or Pre-Owned Vehicle Loans
Buying a new or pre-owned vehicle? Before you do, you may want to check out our favorite car and truck buying site Edmunds; www.Edmunds.com . Here you can learn about specific vehicles, safety and maintenance records, equipment recommendations, new and used car prices and lots, lots more!
When you've decided on a vehicle, be sure to check out our attractive rates and vehicle financing programs that even come with a free checking account when you have automatic payment.
New Car & Light Truck Loans
- 0% down payment for up to 72-month terms for qualified buyers
- .25% rate discount on purchase of hybrid vehicles
- $50 Processing Fee
Pre-Owned Car & Light Truck Loans
- Finance up to 80% of purchase price or NADA value - whichever is less
- 24 to 60 month terms available
- $50 Processing Fee
Motorcycle Loans
- 0% down payment for qualified buyers
- Finance up to 80% of purchase price or NADA value on pre-owned - whichever is less
- 24 to 72 month terms available on new; 24 to 60 months on pre-owned
- $50 Processing Fee
Marine/Recreational Vehicle Loans
- Only 20% down payment
- Finance up to 80% of purchase price or NADA value on pre-owned marine/recreational vehicles - whichever is less
- Up to 48 month terms available on new marine/recreational vehicles for qualified buyers
- $50 Processing Fee
